4 Simple Ways to Dress Up the Guest Room Before Your Guest Arrive

Cheerful yellow hello sign and fresh flowers in a clean and bright guest room
Cheerful yellow hello sign and fresh flowers in a clean and bright guest room

Are you having friends come visit the new house? Are you parents coming in for the weekend? It is time to dress up the Guest Room!

Making sure they have a comfortable stay is essential but we understand that sometimes is not easy knowing where to start. We recommend these 4 simple ways on how to dress up the guest room for a perfect and comfortable stay that your guests might even want to stay longer.

1. The bed

The first thing is having the space where they will be sleeping in with clean sheets and pillowcases. It is always nice to have an extra blanket and pillows in case they need them.

2. The clothing space

Having a space where they can accomodate their clothes, such as an empty dresser, and/or a rack with hangers it’s always helpful to have a more pleasant stay.

3. The add-ons

Having a bed side table, where they can leave a cup of water at night and having a lamp will always be appreciated. Having to avoid going to bed in the dark could even prevent an accident.

4. Curtains or blinds

There are people who are not able to go to sleep unless the room is completely dark. Imagine not even having any curtains or blinds and there is a street light comig through your window all night. Having the option to choose whether to have light or not will be appreciated by your guests.

Making these slight changes might make your guest feel more welcome and taken care off, and if you budget allows for a bit more commodities, you could also add some additional elements such as a wastebasket and even a TV.

Now that you are upgrading on having your home at your best do not forget to visit us for home insurance at thanksal.com

What amount of insurance coverage do I need?

What insurance coverage do I need?

What insurance coverage do I need? Are you covered… Enough? Did you know that big life changes such as having a baby, getting married, buying a new home, or sending a child off to college may require you to adjust the amount of coverage?

Milestones are meant to be celebrated and are an exciting time in life. However, how would you like to find out that life’s most amazing moments could leave your household without the proper coverage? You wouldn’t buy a car without taking it for a test drive right. The same thing should be said about speaking with your Al Boenker Insurance Agent before an important change.

Adding a bedroom to the house may mean it’s time to re-evaluate your home owner’s policy to keep it up-to-date with the square footage. Or moving your college driver to another “garage,” is a sign it’s time to chat with your agent to determine coverage for a driver that is no longer living in your home.

Don’t let yourself get caught without the assurance your family is protected. Bring on all the major good-feeling moments life has the pleasure of giving us and speak with your Al Boenker agent today.

Also, this is a great opportunity to review that your policies are up-to-date and you got the best deal for your insurance needs.

Give us a call at 1-800-THANKSAL or visit us online at www.thanksal.com

Remember we got you covered!

Recreational Vehicles Insurance 101

Recreational vehicles summer

Recreational vehicles, boats and watercraft just give you all the summer feels. And now that school is out, vacation and travel are on everyone’s summer list.

However, with all good things, we must prepare for the not so pleasant. And knowing the amount and type of coverage you have in case of an accident can give some peace of mind.

So what kinds of insurance coverages do you need? Here is quick break down on coverages for the different type of vehicles.

Boat

There are widely different coverages for different styles of vehicles. The most standard coverages you are going to seek is for:

  • Physical damage (motor, vessel, anchors, and onboard equipment)
  • Liability (in case your boat injurers someone else or their property)
  • Additional coverages can be offered for storage, fishing equipment, and personal items stored on board.
Motor Home/Recreational Vehicles (RV)

Your motorhome or Recreational Vehicle (RV) is more than just a vehicle and needs more than just standard auto insurance. Recreational vehicles coverages include:

  • Comprehensive and collision- this protects from direct damage, accidental loss, collision, fire, smoke, flood, wind, theft, fallen debris, and lightning.
  • Coverage for attachments such as awnings and antennas.
  • Additional coverages including, towing, total loss replacement, emergency lodging in case your rig is being repaired to campsite liability.
5th Wheel

Your auto policy doesn’t cover your haul like you may think. Here are some standard coverages your 5th wheel will need.

  • Comprehensive and collision- this protects from direct damage, accidental loss, collision, fire, smoke, flood, wind, theft, fallen debris, and lightning.
  • Coverage for attachments such as awnings and antennas.
  • Additional coverages including, towing, total loss replacement, emergency lodging in case your rig is being repaired to campsite liability.

5th wheels have similar coverage to your motorhome or recreational vehicles but due to its attachment style, there can be different needs.

Personal Watercraft

PWC insurance helps ensure you and your personal watercraft against accidents, vandalism, and liability. Typical coverages include:

  • Collison, theft, fire, vandalism, water damage, and storm damage. Your standard coverage is meant to ensure risk to the PWC and owner.
  • Expanded coverages include medical bills, full replacement cost, towing and roadside assistance.
Off-Road Vehicles

ATV’s are a guaranteed fun time! However, protecting yourself cannot be guaranteed. Off-road vehicles are considered to be a little more dangerous and in return protect against accidents, injury, and theft. Here are the standard coverages offered to ATV’s.

  • Liability Coverage- covers the cost of bodily injury and property damage.
  • Collision- will assist in paying for damages to the machine after an accident.
  • Comprehensive and under/uninsured motorist are additional coverages. It can cover you from theft, vandalism and weather damage.

As you can see, there are several different coverages and possibilities that you might need. Each recreational vehicle has different parameters and restrictions.

The best choice to determine the right amount of coverage is to speak with your Al Boenker Insurance agent. Their expertise and knowledge will help you determine the value of your recreational vehicle and its content, and help make you make the best-informed decision. Being informed is empowering!

Now take your knowledge and have a safe and fun summer! For more information visit thanksal.com.

Are you moving to a new apartment and not sure where to start?

Apartment complex in Dallas, Texas

This guide will help you with the transition. We understand that the search for a new place to live might be a hassle, that is why we would like to give you some tips on how to make the process smoother and faster.

  1. Finding an apartment   

The first thing in finding the right apartment is to do your research, consider the area you would like to live in. If it is either close to campus or close to your job, if there are supermarkets close, stores, and easy commuting around the area.

  1. Knowing what you want

With this, we mean knowing how many bedrooms you are looking to have, how many bathrooms, the size of the apartment, price, amenities, etc.

  1. Look at the apartment physically

Once you find what you are looking for it is time to schedule a visit and go see the apartment physically to review if it is what you had in mind and if you like it. If not, visit other ones.

  1. Ask questions about the apartment

You should ask what is allowed and what isn’t, this should include if you are allowed to add wall decor with nails, or only use double-sided tape, if you have a parking spot assigned, if pets are allowed, etc.

  1. Read the lease before signing

Once you have found the right place for you, review all information on the lease, check that everything is specified as they mentioned in the initial walkthrough.

  1. Time to pay for some stuff

Something to keep in mind when moving out to a new place is the extra expenses. Some of these might include the security deposit, trash fees, admin fees, application fees, and any additional move-in cost. The majority of apartments are now requiring proof of renter insurance. Ensure you are covered and your belongings will be protected in case of fire, theft, flood, etc.

To learn more about renters insurance visit http://thanksal.com

  1. Schedule a move with your services providers

Also, don’t forget to schedule a move with your Wifi provider and transfer over your electricity. In addition, you may have to pay to get your water and electricity turned on if you don’t already have a service. 

  1. Furnishing your apartment

It is time to start getting into the fun part of adding your own touch to your apartment, furnishing and decorating it. For this, you need to consider what’s left in your budget, either if you would like to buy new furniture or plan on checking out Facebook Marketplace, or maybe a mix of both. Shop around and give your place your personal touch!

Now it is time to enjoy your new apartment!

Getting your home set up for the holidays.

It is the season of getting your house ready for the holidays and we may be dreaming of having the perfect decorations like the Christmas movies and magazines. But, during the holidays it tends to be a spike in fire-related accidents at home. Therefore, we would like to give you some basic tips to help you prevent any mishaps. 

Tip 1: Do not overload your electrical outlets.

It is very common that we set up our Christmas lights, holiday decorations that light up, and the Christmas tree in the same electrical outlet and leave them on for hours. This could definitely create a fire hazard. It is recommended that you divide the connections on different outlets and if possible set up a timer before you go to bed.

Power electrical outlet with lots of cables

Tip 2: Leaving your cooking unattended.

During the season you may be doing a lot more cooking than usual. When using your oven and stove make sure that you do not leave them unattended. We understand that having a full house with family creates distractions, but do not leave the kitchen with any fire on, and even more so if there are kids around the house decorating those cookies.

Girl playing with oven kitchen

Tip 3: Having garland close to candles.

Those beautiful garlands and candles as your table decorations will give the perfect Christmas ambiance for the season, but they can also be an out-loud cry for a disaster. Combine that with a full table of cups and warm food & your holiday gathering could be off to the wrong start. Opt-out for the fake candles, they will still look beautiful but without the danger.

Beautiful decorated table with candles and christmas garlands

Tip 4: Do not forget to check your smoke alarms.

As easy as that may sound, when was the last time that you checked the battery of your smoke alarms? It might be time to do so. Make sure that all the alarms are working properly and have fresh batteries. Smoke detectors save lives.

Fire alarm in christmas decorated living room

Tip 5: Do not set up your tree next to the fireplace.

As mentioned before with the garlands and candles, it is very likely that when you have items that are flammable close to a spark an accident might happen. Set up your tree in an area that has space for your gifts and that it isn’t next to the fireplace.

Interior christmas magic glowing tree close to fireplace

Our goal is to help you have a safe holiday season. We hope you find some of these tips helpful and enjoy this time together. Or apart. 

Merry Christmas and remember, we gotcha’ covered!

To learn more about home insurance please visit HOME INSURANCE.