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Top 5 ATV Getaways in Texas

atv texas fall couple

Top ATV Getaways in Texas

  1. The Rocky Ridge Ranch, Decatur, TX
  2. Outlaw ATV Park, Crosby, TX
  3. Sam Houston National Forest, New Waverly, TX
  4. Trophy Club Park, Trophy Club, TX
  5. Sabine ATV Park, Burkeville, TX

What’s one of the biggest differences between a motorcycle and an ATV? You can’t drive an ATV in the city. Fortunately, we live in Texas, where there are many other options where you can take your ATV out for a spin.

Thanks to its expansive countryside and unique terrain, the Lone Star State is a perfect playground for ATV aficionados. Between the Texas Hill Country and the Great Plains, you’ll have a vast array of various trails, parks, and back roads to choose from.

With the chilly weather just around the corner and your ATV up and running for some very last spins right before winter arrives, you’ll need to start planning your adventure. Thankfully, we’re here to help! We’ve rounded up the five best ATV getaways in Texas, enjoy!

 

1. The Rocky Ridge Ranch, Decatur, TX

best getaways in texas rocky ridge ranch

One of the largest parks in Texas, the Rocky Ridge Ranch offers a diverse collection of different trails and tracks. Visitors can ride through woods, over hills and along riverbeds covering over 650 acres.

This park also offers an ATV race arena for some friendly competition as well as some X-Games style ramps for those who like to live a little dangerously. Not only do they offer overnight camping at this park, but it’s also free with some cool amenities! If you need a break from riding you can do some fishing in one of their many lakes.

2. Outlaw ATV Park, Crosby, TX

best ATV ATV Park in Crosby Texas

This is one of the top rated ATV parks in all of Texas. Located on of the banks of the San Jacinto River, this is the perfect spot for riders who love to get muddy. The park is insanely cheap too – only $5 straight up, no matter how large your party is.

If you plan on riding this park, it’s highly recommended that you spend the night at the campgrounds to get the full intended experience.

3. Sam Houston National Forest, New Waverly, TX 

san houstion best getaway in texas

If you love trail riding, then this is the spot for you! This park is stretched along Lake Conroe and features over 80 miles of vast sweeping forest trails just waiting to be explored.

If you’re planning a trip to this park, make sure you bring your safety gear! Goggles and helmets are required for all riders under the National Parks Service. One of the best getaways in Texas!

4. Trophy Club Park, Trophy Club, TX 

best getaways in texas trophy club

If you’re craving a sense of adventure, then head on out to this great motorcycle route just outside of Lake Grapevine in Denton. No matter what exciting entertainment you’re looking for, you can and will find it here! This park features a 6-mile ATV trail system that contains 3 different scenic loops.

You’ll also encounter a plethora of extra amenities, which include, boating, nature trails, dog parks, disc golf, camping and laser tag! So, bring the kids and the dog for an excellent weekend of outdoor bliss. You won’t regret it!

 

5. Sabine ATV Park, Burkeville, TX 

sabine atv park in texas

In Far East Texas, near the Louisiana border, rests an ATV park unlike any other. This family friendly park lies along the Sabine River and boasts some great amenities, including electric and water hookups, outdoor campsites, cabins, wash racks, a general store, and various fun activities.

If you need a break from riding, stop by the sand bar where you can cool off, have a party, play some volleyball or test out some snorkels during the summertime. Along with these great entertainment options, you’ll have full access to some amazing ATV trails that are suitable for riders of any age or skill level.

From deep-water crossings to shallow creek runs, soggy trails to full on mud bogs, you’re guaranteed a thrilling riding experience at Sabine ATV Park.

But first, stay safe and covered

Before planning that weekend ATV getaway in Texas, now is a great time to make sure that all of your ATV insurance needs are up-to-date. Give us a call at 1-800-Thanks-Al or visit www.thanksal.com to have an agent review your policy to confirm that your auto insurance has the right amount of coverage for your family and your needs.

We can also ensure that you are getting the best rate for your policy. You might even qualify for additional discounts, especially if you have your home insured through us!

 

From all of us at Al Boenker Insurance, we hope you stay safe and enjoy the ride!

3 Benefits of Choosing ABI

What are the benefits of choosing an independent insurance agent from ABI (Al Boenker Insurance)?

We know that a lot of the time the question arise on what is the advantage of going with an ABI insurance agent rather than just going directly to a company to get insurance.

Here we tell you some of the benefits we usually hear fom our clients why they choose working with us.

1. Carry multiple insurance carriers = more options

At ABI we represent many insurance companies, therefore are able to shop around between tons fo carriers for you. In comparison, a captive agent partners with only one insurance company, limiting their. This allows us to find the best option that competely fits your needs in every single way. We save you time by not having to fill several applications to get a quote each time. We will evaluate all possible factors to accomplish the best rate for your exact needs.

2. Exceptional customer service

If you get in an accident and need help understanding insurance language, we are there for you. If you need to file a claim and not sure how to do it, we are also there for you. You need a fast reply regarding your policy, we are there for you. Our licensed professionals will provide you with their knowledge and guidance. They will be doing all the work for you. We are there for you for all your needs, and will make sure that the service provided is always fast and easy.

3. Being always the priority to us

We customize our options for you. Comparing it to a captive agent or an insurance company, we are able to evaluate and review your exact needs. There is no a one-size fits all, and therefore we need to find the right one for you. We understand you, as we are your neighbors. We belong to this community as well, and your coverage is our priority.

At Al Boenker Insurance agent we will make sure that you get these benefits that you won’t get anywhere else. That is why Al Boenker gotcha’ covered!

For more information on all of our services we offer for you visit thanksal.com

Learn if the amount of coverage you got is the right one.

Back To School Driving Tips

School is back in session! The summer is over, and we are heading straight into a new school year. Back to school means there are more drivers on the road than usual during your morning commute. Most will purposely take alternate routes during the school year to avoid the additional slow down time. However, if you are dropping off a kiddo, there isn’t any other choice. Here are our Back to School Driving tips from TXDOT.GOV to help make the commute a little easier and avoid fines.

Tips for Driving in School Zones

  • Put away your cell phone. Cell phone use is banned in active school zones, and violators face fines of up to $200 in school zones where signs are posted.

Take this tip very seriously. Don’t be the parent that completely forgot you entered a school zone and up getting a ticket for being on the phone. Check your city requirements- as some city ordinances have banned cell phone use while driving altogether.  

  • Always obey school zone speed limit signs. Remember, traffic fines usually double in school zones.

Even when you think there aren’t any police officers around, they’re there!  

  • Drop off and pick up your children in your school’s designated areas, not the middle of the street.

This is a hard one to follow, especially at the beginning of the school year. The pickup and drop-off line will get better. It always starts out rocky, but the process does get smoother. Avoid parking down the road and encouraging your schooler to meet you elsewhere. Your tax dollars pay for the cross guard and the necessary crosswalk to ensure your child’s safety, utilize it.

  • Keep an eye on children gathered at bus stops.

We all know how dreadful it is to be stuck behind a school bus as they make each stop, but remember it is unlawful to pass a school bus when they have their flashing lights on.

  • Be alert for children who might dart across the street or between vehicles on their way to school.

Be cautious of that Wilding!

Tips for Children Walking or Biking to School

  • Always cross at intersections and designated crosswalks. Look left, right and then left again before proceeding.
  • Look for traffic when stepping off a bus or from behind parked cars.
  • Make eye contact with drivers before crossing the street.
  • Always obey crossing guards.
  • Always wear a helmet when riding a bicycle.

Remember these safety tips as you approach a school zone. Don’t end up in a situation that could cost you hundreds of dollars in fines and possibly injure someone. School is just beginning, and we wish everyone a great and safe year!

Your Local Independent Agent,

Al Boenker Insurance

For more information visit thanksal.com

Follow us on our social media for additional tips @thanksal Instagram and Facebook 

Preparing for High Waters

Prepare for the flood. Most don’t begin to prepare until it is too late. Check out the seamless process and take the necessary steps to prepare for high waters beforehand.

Before the Flood

Elevate any electrical components that might cause a fire. Examples include heating units, air condition units, and wiring appliances 

Clear any debris from gutters and runoffs. Clean gutters allow them to work properly and alleviate access water from your home. Ensure the run-off area is clear, giving the water the ability to flow down instead of buildup in your yard or at the base of your home.

Fuel Tanks If you have fuel tanks or equipment with fuel inside- be sure to anchor them down. Additional fuel may be necessary for flooding situations but prepare to store tanks higher up and secure them properly.

Valuables If possible, move valuables to a safe place.

Ensure any documents that you might need are in a secure place and accessible if you need to grab them. Examples include birth certificates, insurance documents, passports, etc.) Invest in a safe deposit box if applicable.

Prepare a safety kit- include water, non-perishable foods, safety supplies (flashlights, medicines, first aid equipment, and a battery-operated radio. Kick it old school, have these items ready to go when you are.

Plan and practice a flood evacuation route. Ask someone out of state to be your “family contact” in an emergency, and make sure everyone knows the contact’s address and phone number (from fema.com).

Pet Plan Come up with a pet plan in case you have to evacuate. Many shelters will not take pets in for flood reasons. Ensure you have additional food and water for your animal and any necessary crates if you have to evacuate. Pet life jackets can be purchased here.

Check your insurance policy and make sure you have adequate coverage. 

Standard Home Policies do not offer flood insurance. Speak with your agent and ensure your policy includes flood coverage. Remember, flood insurance has a future effective date (usually 30 days out) so establish coverage beforehand. Flood insurance is offered to homeowners, business owners, and renters.

Know your risk of flood possibilities. Are you in a classified flood zone? Click here and input your address to see where you are on the flood map.

Conduct a household inventory. Take photos prior to the flood. Determine the value of your assets and store all insurance documents securely. The items will be of much value when it comes time to file a claim.

No one wants to be caught off guard with no time to prepare. As a family, come up with a plan that you’re confident with. Remember as much as you prepare and plan, the weather is always unpredictable. These steps are only here to give you peace of mind in case of an emergency.  Check out the complete guide to flood readiness here.

 

Home Warranty vs. Home Owner Insurance


Image source: hscwarranty.com

 

Buying a new home is one of the most joyous times in your life. It’s a huge milestone many dream of! However, as joyous as it is – the stress can easily pile up! From mortgage companies to home insurance, there are so many moving parts to the entire process. One thing that may not be on your mind is the damages your new home may one day face.

Repairing a roof from recent hail damage or replacing an outdated appliance- these are things that may come up. Depending on what needs to be repaired or replaced – and why – a home insurance or home warranty policy may offer protection. Both offer coverage but different types of protection. So, what’s the difference?

Home Warranty Insurance Covers the repair or replacement of broken appliances due to normal wear and tear. Examples include water heater, garage doors, air condition unit, dishwasher, and possible plumbing and electrical. A basic policy can range from $300-$500 a year. If a claim needs to be made the insured will call the warranty company which then sends a pre-approved contractor to inspect the damage. If the damages are covered, the homeowner will pay a $30-$50 deductible and the repair or replacement is taken care of and there are no additional charges. This process is very similar to an auto collision when there is damage and the adjuster comes out and accesses the damages, the deductible is paid, and repairs are made.

Home repairs can be costly. Replacing an entire water heater can cost up in the thousands. With your home warranty in place, you pay your deductible and the rest is taken care. The policy more than pays for its self in this situation. A home warranty policy is worth the while but is not required.

Some exclusions apply such as “covered under a manufacturer’s warranty” appliances. In this case, your contractor will help you determine if the appliance is still under manufacturer warranty.

Home Owners Insurance Covers theft of your belongings or if your home is damaged by fire. A standard policy helps pay for damage and repairs to your home or replace personal property during these types of events. However, homeowner’s insurance typically will not provide protection if, for instance, your air conditioner or other appliance breaks down or is defective.

 With your homeowner policy, you also get legal protection in case an accident occurs on your property.

It’s important to note that coverage limits will always apply. An Al Boenker Insurance Agent can help you determine whether you have enough protection in place should you experience a loss. Home warranty and homeowner offer different coverages that you may find beneficial- to determine what you might need talk with your agent today.  Give us a call @ 1-800-ThanksAl.