Tag Archives: Fort Worth

Back To School Driving Tips

School is back in session! The summer is over, and we are heading straight into a new school year. Back to school means there are more drivers on the road than usual during your morning commute. Most will purposely take alternate routes during the school year to avoid the additional slow down time. However, if you are dropping off a kiddo, there isn’t any other choice. Here are our Back to School Driving tips from TXDOT.GOV to help make the commute a little easier and avoid fines.

Tips for Driving in School Zones

  • Put away your cell phone. Cell phone use is banned in active school zones, and violators face fines of up to $200 in school zones where signs are posted.

Take this tip very seriously. Don’t be the parent that completely forgot you entered a school zone and up getting a ticket for being on the phone. Check your city requirements- as some city ordinances have banned cell phone use while driving altogether.  

  • Always obey school zone speed limit signs. Remember, traffic fines usually double in school zones.

Even when you think there aren’t any police officers around, they’re there!  

  • Drop off and pick up your children in your school’s designated areas, not the middle of the street.

This is a hard one to follow, especially at the beginning of the school year. The pickup and drop-off line will get better. It always starts out rocky, but the process does get smoother. Avoid parking down the road and encouraging your schooler to meet you elsewhere. Your tax dollars pay for the cross guard and the necessary crosswalk to ensure your child’s safety, utilize it.

  • Keep an eye on children gathered at bus stops.

We all know how dreadful it is to be stuck behind a school bus as they make each stop, but remember it is unlawful to pass a school bus when they have their flashing lights on.

  • Be alert for children who might dart across the street or between vehicles on their way to school.

Be cautious of that Wilding!

Tips for Children Walking or Biking to School

  • Always cross at intersections and designated crosswalks. Look left, right and then left again before proceeding.
  • Look for traffic when stepping off a bus or from behind parked cars.
  • Make eye contact with drivers before crossing the street.
  • Always obey crossing guards.
  • Always wear a helmet when riding a bicycle.

Remember these safety tips as you approach a school zone. Don’t end up in a situation that could cost you hundreds of dollars in fines and possibly injure someone. School is just beginning, and we wish everyone a great and safe year!

Your Local Independent Agent,

Al Boenker Insurance

For more information visit thanksal.com

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What amount of insurance coverage do I need?

What insurance coverage do I need?

What insurance coverage do I need? Are you covered… Enough? Did you know that big life changes such as having a baby, getting married, buying a new home, or sending a child off to college may require you to adjust the amount of coverage?

Milestones are meant to be celebrated and are an exciting time in life. However, how would you like to find out that life’s most amazing moments could leave your household without the proper coverage? You wouldn’t buy a car without taking it for a test drive right. The same thing should be said about speaking with your Al Boenker Insurance Agent before an important change.

Adding a bedroom to the house may mean it’s time to re-evaluate your home owner’s policy to keep it up-to-date with the square footage. Or moving your college driver to another “garage,” is a sign it’s time to chat with your agent to determine coverage for a driver that is no longer living in your home.

Don’t let yourself get caught without the assurance your family is protected. Bring on all the major good-feeling moments life has the pleasure of giving us and speak with your Al Boenker agent today.

Also, this is a great opportunity to review that your policies are up-to-date and you got the best deal for your insurance needs.

Give us a call at 1-800-THANKSAL or visit us online at www.thanksal.com

Remember we got you covered!

5 Summer Weekend Getaways

Say, “Hello” all across Texas this summer. A nice weekend exploring one or all of these destinations will have your family eager to pack up the car and hit the road!

Garner State Park, Concan
Garner State Park is a must! The cool temps of the Frio River will keep you cooled off all day. There are several activities to do including hiking, camping, tube floating, kayaking and paddle boarding. Get this trip on the calendar soon as campsite and cabins begin to fill up for the remaining summer months. To make reservations and check out the complete list of activities, click here.

Hamilton Pool, Dripping Springs
Take a dive into the 12-foot-wide cove at Hamilton Pool Reserve in Dripping Springs. Reservations are required as they only allow a limited number in from 9-12pm and 1-5pm.
Call ahead or visit them online to reserve your time spot. The oasis has public bathrooms and hiking trails. However, there is not any food or drink stops, so pack a light bag of snacks and water. Hamilton Pool only excepts cash when paying on site. This refreshing hole is the perfect getaway right outside of Austin city limits. Will your gang make that jump?

Houston Museum District, Houston
The Child’s Museum of Houston, voted “America’s No. 1 Children’s Museum”, by Parents Magazine, is the ultimate kids getaway. With 19 museums in the area, your gang will have a ton to do! Stop by the Houston Zoo and wander onto Waugh Street Bridge to watch the bats emerge at nightfall! Get all the details here.

BSR Cable Park, Waco
Want an adult weekend getaway? Barefoot Ski Ranch is the new hot spot this summer! The Cable Park just opened Summer 2018 and is home to America’s longest lazy river at nearly one-mile long. Take a plunge on the Royal Flush slides or enjoy the surf wave cable park. If your kids are dare-devils and can hang, bring ’em along for the fun at the adventure park. Want to slow down a little? Spend Sunday afternoon at Magnolia Markets, wondering through the Silos and shops. Regardless of your preference, Waco has grown into a popular weekend destination spot for all.

Krause Springs, Spicewood
Krause Springs is privately owned by the Krause family and was founded in 1955. The well-known camping and swimming site is located in the hill country about 30 miles west of Austin. Reserve a camp spot for a weekend stay and visit the 32 springs on the property. Did I mention there are a beautiful waterfall, grotto, and natural pools? Explore the butterfly garden, hike through trails or take a dip in the manmade pool that is fed by the springs. This weekend getaway will be one for the books! Book a camping site here.

Where ever your family goes this summer, remember to give your car a quick checkup (check tire pressure, oil level, and coolant levels) to ensure your safety. Go with confidence with auto, RV, boat or ATV insurance today! Contact your Al Boenker Insurance at 1-800-thanksal or online at thanksal.com.

6 Tips to Prepare Your Home for the Summer Heat

 

In Texas, we can never be certain what type of weather we are going to get. But one thing we do know is Texas heat is no joke!!
Here are a few tips to help prepare your home for those HOT summer days.

1. Give Your Air Condition a Check Up
Now is the perfect time to make sure your air conditioner unit is functioning at its best. It would be horrible to find out in the dead of summer you’re a/c is going out. First, replace your air filter. Clean any debris from the vent and the exhaust and dust off any dirt from your main unit. Turn you’re a/c on while you leave and test how it regulates the temperature to ensure it is working properly. If something doesn’t seem right, it may be time to contact a professional. Some companies offer a free service check and can tell you of any necessary fixes. This may also be the best time to invest in a programmable thermostat if you do not have one. Programmable thermostats help regulate the use of your air condition and offer energy saving solutions. Look for a blog on Smart Thermostats.
2. Clean and Inspect your Gutters and Roof
During the winter months, your gutters suffer a lot, from freezing rain to fallen debris. Take this time to inspect your gutters for leaks, give them a thorough clean and check for any damage. Inspect your downspouts and ensure they are flowing away from your house. This is also a great opportunity to check the roof for any damages or possible leaks. With the heat comes the rain. Check exteriors and take note of any water build up or cracks that can cause water to seep in. Cleaning the gutters and checking the roof, may not be possible for everyone, especially those in a two-story home. Contact a professional if you need assistance.
3. Change Your Ceiling Fan Direction
Did you know that your ceiling fan is meant to run in different directions based on the season? During the winters months, it should run clockwise to help distribute heat that rises. As for the summer months, your fan should run counter-clockwise at a higher speed to get a breeze flowing. Check to see which direction the fans in your home are moving, and, if necessary, hit the small black switch near the base to change directions.
4. Clean Windows & Screens: Check for Ventilation
It’s time to wash away the winter build up on your windows and screens. Take some vinegar and water and scrub away the winter grime from the exterior of your windows. Rinse off all your screens and replace the old torn ones. Check your window seals and weather stripping during this time to ensure there are not any leaks in the ventilation. Replace or re-caulk where necessary. This keeps the cool air in and the hot air out.
5. Inspect Outdoor Plumbing
The water hose hasn’t seen the daylight in quite some time. Begin checking your outdoor plumbing before the summer heat is in full force. Run your sprinklers and test the system to make sure everything is running smoothly. A slow trickle may be a sign something is not functioning properly. Finding out you have a busted pipe right when your kiddos are ready to run the sprinkler, is no fun! If you are unable to find the cause, call a professional to come out and take a look.

6. Prepare for Summer Bugs
With the hot summer days and the rain comes bug heaven. During the winter months, you may not notice more bugs making their way in. However, most of these insects stay cooped up in the walls or attic. Enter summer months- bugs wake up and began to head back outdoors. The hot, humid weather also makes for a great combination of insects. Find a DIY pest control solution here and begin to treat all your baseboards, exterior exits, and windows. If you checked for ventilation in the windows- you are one step ahead!

In Texas, we can never guarantee any type of weather. But we can guarantee our home will be ready to take on the heat. Contact your Al Boenker Insurance agent today to see how they can help you save on your home insurance.

5 Tips to Help Keep Your Teen Safe On the Road

Getting a license is one of life’s major milestones. There’s no doubt that FINALLY being able to drive on your own is something every teen cannot wait to do. But how sure are you that your young driver is ready to take on the road all on their own? We look for the best car seat, the best daycare, but when your kids are ready to learn to drive, parents should help them the best drivers they can be. Safe driving is really about judgment. At the start of their driving career risk management and decision making while driving has not developed yet. Your teens biggest threat is their inexperience.

Did you know that the #1 threat to your teen’s safety is driving or riding in a car with another teen driver? (cdc.gov).

Here are 5 tips to help keep your teen safe on the road:

  1. Utilize the Graduated Driver License (GDL) Program– this gives a driver the opportunity to improve their driving skills over time. Phase One is the learners permit. Which must be held for 6 months prior to obtaining a provisional license. Phase Two is the provisional license. Drivers education and time behind the wheel are required prior to taking the driver’s test. Once these are completed a driver can graduate with a provisional license. At this stage, drivers are allowed one passenger under 21 who is not a family member in the vehicle and must be off the road between midnight and 5:00 a.m. unless certain circumstances. Individuals under 18 are restricted from using a cell phone including hands-free devices until they reach 18. The graduate program is required by law for drivers under the age of 18. To get all the details on the program click here.
  2. Let Your Teen Drive– the best thing you can do for your teen is let them drive! Young drivers need to gain confidence behind the wheel. This is the perfect opportunity to discuss different driving scenarios and to pass on your driving knowledge. Practice driving in different weather conditions in large parking lots to get a feel for driving in rain or snow. Parents play a key role. When asked whose opinion they listen to, teens mostly said their parents. The biggest challenges are inexperience and distractions.
  3. Set Rules and Expectations– from the get-go your teen needs to know that you want them to the safest driver they can be. Sit down together and set some ground rules and expectations. For example, no cell phone use while driving, no food in the car, no passengers for a certain period of time, setting a driving curfew, always wear a seatbelt, no reckless driving, and no impaired driving. Being involved in their driving development holds your child accountable. When they show progress, good skill and driving maturity certain privileges can be added over time.
  4. Set Up Consequences– Your teen needs to understand that driving is a privilege. Go over the rules and expectations together. Write them down and set up consequences. Your teen will respect the rules and expectations when they know they are being monitored and there are consequences. As parents, it’s important to show your teen you care about their safety. Lose of driving privileges is a big one. Come home after curfew and you lose the right to drive. Whatever the consequences are, stick to them.
  5. Be an example, set up an agreement and be open– the best thing we can do for our new drivers is be the best example. Kids learn from their parents. Set up an agreement with the expectations and consequences. Refer and adjust it when necessary. Kids understand that there is a major risk when driving a vehicle. The challenge is when they are at the moment they may make the wrong decision. Be open and transparent with them, ask them their fears. Help them practice their driving even after graduating periodically. Copy of an agreement can be found here.

Parents play a key role in their child’s driving progress. Overall, showing you care, offering them guidance, listening to their concerns, setting expectations and being authoritative can be the difference in life and death. Progressively give them privileges as they show they can handle the responsibilities. Your teen will feel more confident behind the wheel and in return be a safe driver. For more details on how to be the key in your teens driving visit https://www.cdc.gov/parentsarethekey/

Visit us online at thanksal.com or gives us a call at 1-800-thanksal to see what kind of safe teen driver discounts we offer.