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What amount of insurance coverage do I need?

What insurance coverage do I need?

What insurance coverage do I need? Are you covered… Enough? Did you know that big life changes such as having a baby, getting married, buying a new home, or sending a child off to college may require you to adjust the amount of coverage?

Milestones are meant to be celebrated and are an exciting time in life. However, how would you like to find out that life’s most amazing moments could leave your household without the proper coverage? You wouldn’t buy a car without taking it for a test drive right. The same thing should be said about speaking with your Al Boenker Insurance Agent before an important change.

Adding a bedroom to the house may mean it’s time to re-evaluate your home owner’s policy to keep it up-to-date with the square footage. Or moving your college driver to another “garage,” is a sign it’s time to chat with your agent to determine coverage for a driver that is no longer living in your home.

Don’t let yourself get caught without the assurance your family is protected. Bring on all the major good-feeling moments life has the pleasure of giving us and speak with your Al Boenker agent today.

Also, this is a great opportunity to review that your policies are up-to-date and you got the best deal for your insurance needs.

Give us a call at 1-800-THANKSAL or visit us online at www.thanksal.com

Remember we got you covered!

Why an Al Boenker Insurance Agent?

Have you ever wondered what the difference is between an independent insurance agent and a standard broker?

why an al boenker insurance agent1. Independent Agents Shop Multiple Carriers Independent agents are able to shop multiple insurance carriers with one application. Agencies carry contracts with multiple insurance companies (versus just one) and can compare several quotes instantaneously. This is a huge advantage for you, eliminating the need to submit multiple applications to different carriers to find the best and cheapest option.

2. Independent Agents Save Time & Money– With more choices comes a variety of coverage options and price points, saving you time and money. Agents do the shopping and you do the saving.

3. Independent Agents are Licensed Professionals– Agents offer their experience, expert knowledge, and guidance when it comes to selecting the right policy. They are able to explain the complex insurance world to you and make sure you understand all aspects of your policy. When independents set up your policy, they are doing all the research for you- eliminating errors and ensuring your insurance needs are met. According to U.S. Insurance Shopping Study by J.D. Power, “Shoppers are increasingly reliant on agent recommendations when considering and quoting insurers.”1 Be certain that your home and auto are properly covered.

4. Independent Agents are Your Neighbor most agencies are locally owned and community driven. They are your neighbor, belong to community organizations, have children on the same little league team, and attend the same church. Your coverage is their priority.

5. Independent Agents are Your Advocate they offer their help and support when it comes time to actually use your insurance. Dealing with a claim can be a mess. Your independent agents assist you and ensure you are taken care of by the insurance company. When accidents happen, your agent is there.

Give us a call at 1-800-Thanksal or visit us online at www.thanksal.com and let us help you find the best rate and option for you. Let our agents compare your current carrier and see how they can help you save.